Regardless of if all of our typical protecting trend has been the credit Union

Inserted User

• #13

There can be an interesting hook up right here- although it try United kingdom established very uncertain if it is strongly related Ireland but it’s possible finance companies get follow a comparable approach

overall, I might has actually believe one financial perform see anyone just future out-of personal bankruptcy because increased risk and also the precise explanations for that bankruptcy proceeding may also be very important.

Registered Member

• #fourteen

We were discharged into the , and now have visited this aspect arguing with some of our own debtors along side reputation of your ICB account which were wrong. This is actually the productivity in our applications:

BOI – Willing to give but asked us to hold off six-9 months following area the things towards our ICB statement was noted once the ‘Written Off’ otherwise ‘Complete’ AIB – step 1 rejected software once the our ICB declaration had a line which have ‘Account into the Dispute’ given that ISI had not paid down said collector the bonus after 2 years off purchasing an enthusiastic IPO. 2nd app submitted yesterday

Helps to keep you printed on how some thing wade. We already been a card relationship membership regarding 3 months placing an excellent pair bob inside weekly very they’ll certainly loans Pace be the following end. We have ten% deposit so are and additionally trying to find among the many popular ‘exceptions’ on 20% put. BOI have been happy to provide us with you to predicated on our very own generating nevertheless rawness of your ICB declaration try the trouble

Inserted Member

• #15

As i questioned nyc ICB statement back particular months back once discharge for the I had alot of cumbersome calls in order to generate and you can characters to be provided for my dos financial institutions since nothing was fixed to my report. However in the finish I’d they arranged and asked letters out of evidence that we are no further accountable for one loans as a consequence of them. Both levels have good W (authored out-of) on it and you will elimination day off middle 2018.

I’ve over the last several months went towards my personal local borrowing commitment asking regarding a home loan and its particular a valuable asset loan they are doing with high interest rate and you can maximum identity regarding fifteen years. The come a long techniques and never also yes at this point if this may also happen. Everytime I go in the to your expected documentation they look to possess something else entirely. We’ve got to go to to own my spouse accomplish his 6 times probationary months inside the brand new work which i believe was fundamental process.

We’re preserving using them since beginning of this current year along with everything we rescue and you can pay in the book (as an element of my personal personal bankruptcy was vacating home) i’ve ample to pay for home financing installment for each times.

Is it possible you indicates me personally to date to own me personally and you can my partner strategy Financial Out-of Ireland and you will AIB and watch what they state.

Registered Associate

• #16

When i expected new york ICB report straight back certain months in the past just after discharge when you look at the I experienced many time intensive phone calls so you’re able to build and you will letters are provided for my personal 2 creditors while the little got corrected to my report. However in the end I’d it sorted and you can requested emails from proof which i in the morning don’t responsible for one debt thanks to them. Both levels have a W (authored off) to them and you can reduction go out regarding mid 2018.

We have during the last month or two went towards my personal regional credit partnership inquiring on the a mortgage and its particular a secured asset mortgage they actually do with high rate of interest and you may limitation identity out of fifteen years. The started an extended procedure rather than actually sure at that area if it might happen. Whenever I go when you look at the for the expected papers they appear getting something else. There is to wait to possess my wife to do his six month probationary period within his this new work that we believe was basic procedure.